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LUFKIN – An Angelina County man is suing three insurance companies seeking additional coverage after an accident to compensate him for medical expenses. Your insurer will pay the other driver’s claim if you caused the accident. Dealing with insurance companies and lawyers can be more intimidating than the actual crash, but preparedness will be paid back in spades. Be sure to research any insurer before you deal with them. This should lead to the personal attention and care expected by a consumer shopping for insurance.
We are partnered with the right insurance carrier/s, people we have been doing business with for years. This enables us to comparison shop and gets you the best deal available. And the best deal is not always about price – but, hey – price is a big factor and we will never stop fighting to get you the best price.
Recent News About Home State County Mutual
We help our clients with all kinds of insurance, but here are the main insurance types our agency focuses on - 1. Most of our clients gloss over when we start talking liability, collision, comprehensive insurance coverages. And why do the limits have to be different based on your specific needs?
Home State can extend this deadline for up to 45 days if it provides you with a written explanation for the reasons it needs more time. Instead, Home State receives claim filings the old-fashioned way. You call into the claim center for Home State and talk to a live person.
Most Recent Customer Complaint
Being found accountable by the company, whether the determination reflects the situation’s truth or not, can severely diminish claim payout. We are a better business bureau or BBB rated company and we take pride in the fact that so many of our clients trust us. Check out our better business bureau rating then visit us on the web or call for a quote today.
An insurance company’s initial settlement offer is typically unfairly low compared to your case’s actual value. Additionally, insurers often use recorded statements as a chance to reduce their liability. They will ask very specific or impossible questions intended to trick you into saying something that unintentionally hurts your claim.
Case activity for Home State County Mutual Insurance Company vs Lidany Gonzalez on Feb. 25
That insurer will determine fault, and if the insurer determines that its insured caused the accident, it will pay your claim. But if you only buy liability insurance, your insurance company has no obligation to pay for any of your medical bills or property losses. According to this law, Texans are required to purchase liability insurance that covers up to $30,000 per person for injuries, with a $60,000 cap per accident. Texas also requires drivers to have $25,000 in property damage insurance. YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs.
Texas is an “at-fault” state, which means the driver who causes a car accident is legally obligated to pay for damages. As a result, there are two circumstances where you would file a claim with Home State County Mutual Insurance after an accident. You will provide personal information, like your name and address. You will also provide information about the accident, including the names, insurance companies, and policy numbers for the other drivers involved.
One thing to note is that when you file a claim with Home State, you cannot submit the claim electronically. Our Houston injury attorneys have recovered millions of dollars on verdicts and settlements. If you have been injured in Houston, contact our law firm for a free consultation. Home State utilizes a network of independent agents and brokers across Texas. That way, their policyholders will always have a person to turn to when they need that extra bit of guidance.
She was very knowledgeable and helpful when I filed my homeowners claim. Home State must follow strict timelines when processing your claim. It has 15 days after filing the claim to request additional information from you and/or your lawyer. Once you provide the requested information, Home State has 15 days to approve or deny the claim.
Once you’re insured with us, your file may also contain information connected with any claims you’ve had. The claim representative may comment, for example, on the condition of your insured property or let us know if there have been any changes in the way it’s used. We may also keep a police report if there was one in connection with an accident. Home State will assign the claim to a claim adjuster who will assess fault and evaluate the claim.
Will be used in accordance with our terms of service & privacy policy. First, check all the accident stakeholders to assess possible injuries. If anyone is seriously hurt, the paramedics need to be summoned ASAP. If anyone has flares or other traffic-directing devices, put them out. While some trust is necessary, never assume an insurer has a real interest in your needs.
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